Columbus Credit Card Debt Lawyer

You Can Get Out From Underneath Credit Card Debt and Medical Bills

Credit card debt and medical bills are among the most common types of debt in the U.S. In fact, the American Journal of Medicine has reported that more than 60 percent of bankruptcies in the United States are filed due to medical bills. The same report states that most of those who file for bankruptcy are well-educated, middle-class homeowners.

It’s important to know that medical bills and credit card debt can be discharged in a bankruptcy procedure. I’m J. Scott Marlatt, a bankruptcy attorney serving Columbus, Ohio, and surrounding areas. If you feel sunk by a bleak financial situation, including credit card debt or medical bills, I can assess your situation and provide professional advice on the best course of action to take.

My goal is to help you get your financial life turned around, possibly by using the protections offered through Chapter 7 or Chapter 13 bankruptcy laws.

  • Chapter 7 bankruptcies can eliminate all of your credit card debt and medical bills, often without forcing you to sell your property.
  • Chapter 13 bankruptcies can discharge some debt and reduce other credit card and medical debts significantly. Chapter 13 bankruptcy allows you to pay off balances over the course of several years with no interest or late fees.

Columbus Credit Card Debt Lawyer

Do not ignore mounting debt and medical bills. If you don’t make payments or file for bankruptcy, your creditors may begin harassing you, and could eventually sue you. I will help you take steps that will allow you to avoid the serious consequences of ignoring your bills, which could include garnishment of your wages and liens on your property.

I offer a free initial consultation, during which we can determine the best next step for you. If you’re facing hospital debt or if you can’t pay your credit card bills, call 614-523-3576 or e-mail me to schedule an appointment.

If you need a Delaware medical debt attorney, I accept meetings at my office there by appointment only.

 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.