Get Rid of the Debt and Stop the Harassment

Serving Westerville, Delaware and Columbus, Ohio

Sometimes it seems that the hits never stop coming for people in debt. High credit card interest rates mean credit card debt climbs even when you make minimum payments. Creditors call and harass you at home and even at work. As the bills and debts mount, it becomes impossible to keep up with even the basics: a mortgage or rent, car payments, insurance and the like.

As the bills mount, so does the stress on the person in debt. Too often, it can appear as if there’s no way out from under that mountain of debt. If you’re experiencing anything like this, call an experienced bankruptcy lawyer who can tell you if you can find debt relief and protection from creditors in bankruptcy.

To discuss your impending foreclosure or mounting medical bills, call one of the Marlatt Law Office locations in Delaware, Dublin, or Westerville, at 614-523-3576 for a free initial consultation. You can also contact me online.

At the Marlatt Law Office, I help people with a variety of debt relief services, including the following:

  • Foreclosures: for most wage-earners, foreclosures can be stopped with a Chapter 13 bankruptcy. By reorganizing your debts in Chapter 13 bankruptcy, you can save your home by catching up on your mortgage payments with an affordable payment plan that usually lasts three to five years.
  • Credit Cards: the harassing phone calls from credit card companies stop when you file for either Chapter 7 or Chapter 13 bankruptcy. In Chapter 7 bankruptcy, your credit card debt can be discharged.
  • Medical bills: much like credit card bills, collection efforts are stopped and in Chapter 7 bankruptcy, the debt is wiped out. In a Chapter 13 bankruptcy, some or all of these eligible medical bill debts can be discharged as well.
  • Garnishments: As part of a collection case, your creditor can garnish 25 percent of your take-home pay until they are paid off with interest. However, immediately upon filing bankruptcy, garnishment proceedings are stopped.
  • Debt Negotiation: If bankruptcy is not the best option for you, debt negotiation can be a viable alternative, lowering credit card payments, medical debts and other past-due bills. Call me to discuss your circumstances and learn whether bankruptcy or debt negotiation would serve you best.

For help dealing with foreclosure or wage garnishment, call Attorney J. Scott Marlatt at 614-523-3576 or contact me online. Free initial consultation. I offer appointments in Westerville, Dublin, and Delaware.

 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.