Columbus Student Loan Debt Lawyer 

Two-thirds of college graduates are in debt when they graduate, according to a report by the Institute for College Access & Success. The same report states that Ohio ranks in the Top 10 states for student loan debt, with the average borrower owing $27,713.

Young people take on student loans with high hopes of paying them off using income earned in their new career. But what if a career doesn’t take off as quickly as one had expected? What if the salary is lower than expected or additional unexpected bills pile up on top of student loan debt?

I’m J. Scott Marlatt, a Columbus student loan debt attorney and the founder of Marlatt Law Office. I help clients in the Columbus area file bankruptcy and also offer counseling and representation in other debt relief efforts.

Filing bankruptcy can clear student loan debt in rare circumstances. I will assess your entire financial situation and recommend the best course of action. Bankruptcy isn’t always the best solution for an individual. I’m not a lawyer who recommends bankruptcy when better options exist. Call 614-523-3576 or e-mail me to schedule a free initial consultation.

Helping You Find College Loan Debt Relief

Student loans are usually nondischargeable in bankruptcy, which means that after your bankruptcy erases all of your other debts you still have to pay student loan debt.

Filing for Chapter 13 bankruptcy allows you to pay off your past due student loan balance over three to five years. The court supervises your payments, and your student loan lenders can’t demand the whole loan due at once. Completing your Chapter 13 bankruptcy will erase your other debts and you’ll only have to deal with your student loan payments.

Call Today to Schedule a Free Initial Consultation

Determining the best way to handle student loans and other seemingly insurmountable debt is a complicated matter. You don’t need to go it alone. The important thing is to not postpone putting a solution in place. If you need the services of a Westerville education debt lawyer, call 614-523-3576 or e-mail me to schedule a free initial consultation.

 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.