Columbus Debt Collector Harassment Attorney

Facing financial problems is tough enough without creditors harassing you for payments. Debt collectors are notorious for employing any means necessary when trying to recover debt.

It’s important to know there are laws that protect Ohio residents from fraudulent and overly aggressive collection tactics. The Fair Debt Collection Practices Act offers consumers a number of critical protections.

I’m J. Scott Marlatt, founding attorney of Marlatt Law Office. I help my bankruptcy clients put a stop to abusive and deceptive debt collection tactics and, in many cases, stop collection calls completely.

I can fight back against aggressive debt collectors. Debt collectors cannot call you once you have advised them that you have retained an attorney. The Fair Debt Collection Practices Act allows you to recover up to $1,000 in damages if these rules are violated. Call 614-523-3576 or e-mail me and I’ll help put a stop to these illegal tactics.

A Westerville Fair Debt Collections Attorney Who Can Bring Sanity to Your Life

A debt collector is somebody who is trying to collect a debt for another party or somebody who purchased a delinquent debt. The Fair Debt Collection Practices Act does not apply to companies or individuals trying to collect a debt owed directly to them, unless they acquired it after it was in default.

It’s important to know your rights when dealing with debt collectors. Debt collectors cannot:

  • Contact you at inconvenient times or inconvenient places (such as work)
  • Contact you if you ask them not to in writing or inform them that you refuse to pay
  • Make false, misleading or deceptive statements
  • Contact you without identifying himself or herself
  • Threaten you with violence or harm to your person, reputation or property
  • Threaten to tell other people, such as your employer, neighbors, relatives or credit references, that you owe a debt

I am a Columbus debt collector harassment lawyer who can put a stop to these annoyances and guide you through the bankruptcy process. Call Marlatt Law Office at 614-523-3576 or send an e-mail to schedule a free initial consultation.

 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.